Her thesis which is titled, “A reconceptualised perspective of the six-step financial planning process”, presents new knowledge on each of the associated six steps and their suitability in a South African context. The study also provides justification for the inclusion of aspects within the six-step financial planning process that enhance the understanding of cultural diversity and needs of Black households in particular. Her study has made a contribution to the financial planning body of knowledge by presenting a reconceptualised perspective of the six-step financial planning process, and providing new knowledge on each of the associated six steps and their suitability in a South African context. The study also provides justification and evidence for the inclusion of aspects within the six step financial planning process that enhance the understanding of cultural diversity and needs of Black households in particular.